Our experience in the market has taught us that it is not worth leaving things to chance. Life insurance safeguards your family and business finances in the event of death, permanent disability or critical illness.

It is important to have life insurance in place and you can rest easy knowing that the future of your business and family is secure in case the unthinkable happens.

Education Policy:

The cost of higher education is increasing. The need for access to higher education and the cost will put a financial strain on you and your family. That is why it is important to start planning for your child’s education as soon as possible, because the earlier you begin, the more time you allow your money to grow.

The child education policy will provide the funds needed by your child to pursue further education and assures that whatever happens in the future, your child will still have the means to pursue some of his/her goals in life.The funds can be used to pay for your child’s higher education expenses. Under this policy, the child is the life assured, while the parent/legal guardian is the policy owner. In the event of the policy owner’s untimely demise, the child will have access to the funds to help finance his or her studies.

Credit Life:

Credit Life Insurance is a life policy designed to pay off a borrower’s debt if that borrower dies before the loan is fully paid back to the lender.  In the event of untimely demise of the borrower, Credit Life Insurance will ensure that title to the purchase will be transferred free and clear to the beneficiaries.

• The borrower is protected from losing their savings or other property if they cannot repay the loan due to death, disability or involuntary unemployment.
• Beneficiaries and dependents are protected from taking up liabilities that they were not party to and/or privy to.
• The lender is protected from losing the money borrowed.

Group Life Policy:

This cover enables organizations to pay a lump sum amount (which is a fixed amount or a multiple of the employee’s salary) to:

1. An employee who is critically ill or permanently disabled.
2. The beneficiaries of a deceased employee.

Group Funeral Expense:

This policy covers funeral expenses. A specified amount is paid within 48 hours upon notification of death and presenting required documents in respect of the insured persons. The cover is available to individuals, families and groups.

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